Insurance and property damage claims often hinge on a single question: what actually happened. At Bedan Investigations and Litigation Support, we provide clear and defensible answers through comprehensive cause of loss verification and evidence-based documentation.
Our process begins with a full field investigation conducted by licensed professionals trained in investigative standards and insurance claim procedures. We document the scene with high resolution photography.
Following site documentation, we perform a detailed review of materials such as contractor estimates, expert reports, carrier statements, and repair invoices. Through this comparative process, our investigators identify factual discrepancies in scope, quantities, labor rates, and material pricing. We summarize these findings in a side-by-side reconciliation chart that highlights overages, omissions, and inconsistencies.
When evidence suggests third party responsibility, our investigation extends to installation records, compliance issues, and product history to determine whether recovery is possible. In cases involving unusual patterns such as repeated claims or overlapping vendors, we conduct factual fraud pattern analytics.
Each assignment concludes with a litigation ready report package. Reports are structured, neutrally written, and formatted to match evidentiary and carrier standards. They include photographic documentation, exhibit tabs, and an evidence index suitable for discovery or expert reliance. When needed, notarized affidavits or declarations are prepared to authenticate findings under Florida law.
Our investigations are supported by more than twenty years of litigation support experience, which enhances the clarity and organization of our reporting.
All findings are factual and observational. Attorneys and licensed adjusters interpret coverage, liability, and valuation.
Bedan Investigations does not provide legal advice, interpret policy coverage, or issue engineering opinions. Our work is factual, objective, and confidential.
DELIVERABLES
• On site inspection report with photographs and structural notes
• Comparative estimate reconciliation and discrepancy chart
• Subrogation and liability factual assessment
• Fraud pattern and claimant behavior analysis
• Chain of custody documentation and evidence index
• Optional notarized affidavit or declaration
APPLICATIONS
• Property damage and insurance claim disputes
• Appraisal, mediation, and litigation support
• Subrogation research and liability recovery support
• Comparative estimate evaluation
• Defense and rebuttal documentation
ETHICS AND CLIENT CARE
All investigative work is performed under Florida Statute Chapter 493 and in compliance with privacy and evidentiary standards. We maintain chain of custody from field inspection through report completion. Every report is factual, unbiased, and suitable for legal or claim related proceedings.
